- Buyer Consultation
- Seller Consultation
- Financing Arangements
- Negotiation Analysis
- Contractual Review
- Dissolution of insurance agencies
- Expert witness testimony
- Industry Valuation
- Buy Sell Agreements
- Producer compensation agreements
- Perpetuation Plans
- ROE Return on Equity
- EPS Earnings Per Share Analysis
- Return on Investment (ROI) analysis
- Letter of Intent
- Earn Out provisions
Financial ArrangementsCypress Premium Funding, Inc.
Cypress specializes in commercial premium financing and in the ever changing economy and banking rollercoaster we have been able to provide acquisition and or expansion capital for insurance agencies. Our knowledge of the insurance industry and relationships with thousands of insurance brokers has created the ability for Cypress to accommodate some of our customer base. Like our commercial premium financing we have been able to offer technology that provides a gateway to capital needs for our customers.
The loan is exclusively for the use of the buying, expansion or improvement of an insurance agency and the loan is collateralized with the commissions of the book as well as your good credit. The loan can also consolidate debt or provide the additional capital to get your agency the technology or personnel needed to grow your business.
The commissions and credit are the basis of any loan that can be provided. A quick overview of the process involves analysis of the book of business and those commissions pledged to the lender to insure payment of the debt. The pledged commissions would come to a lockbox where the loan payment would be deducted and a percentage of the remainder would be available to be drawn down by your agency as revenue.
The process is quick and easy. To learn more contact Cypress Premium Funding, Inc at 800-xxx-xxxx or email at firstname.lastname@example.org. Feel free to get started now and complete the attached application and we will let you know of your approval status asap.