Services

• Buyer Consultation
• Seller Consultation
• Financing Arangements
• Negotiation Analysis
• Contractual Review
• Dissolution of insurance agencies
• Expert witness testimony
• Appraisal
• Industry Valuation
• Buy Sell Agreements
• Producer compensation agreements
• Perpetuation Plans
• ROE Return on Equity
• EPS Earnings Per Share Analysis
• Return on Investment (ROI) analysis
• Letter of Intent
• Earn Out provisions

Perpetuation Plans

This is often a very common way a principal may choose to retire by selling to an existing partner of employee. A well run agency with a perpetuation plan is in a much better position to grow as well as be better prepared to acquire books in the future. Financing structures of perpetuation can include deferred compensation plans, stock redemption, trust or in some cases an Employee Stock Ownership Plan (ESOP).